🛡️ India's 1st Buyer-Side AI Property Auditor • 100% Anonymous • Zero Broker Spam Calls • Official MahaRERA & IGR Calibrated

Don't Sign a ₹1.5 Cr Builder Cost Sheet Blindly — Audit Hidden Loading, RERA Court Cases & Fair Price in 30 Seconds.

Paste Link or Cost Sheet

Any broker URL, PDF or photo

AI Audits RERA & IGR

Exposes loading & court suits

Negotiate & Save ₹12L+

1-click WhatsApp counter-offer

⚡ Try 1-Click Live Sample Audit:

Avg. Homebuyer Savings Verified ROI

₹8.5L – ₹26.0L

Saved on Floor-Rise, PLC, Clubhouse padding & SBUA inflation before paying booking token.

35+ Pune RERA Projects

⏳ Awaiting Property Input 📍 Select or Auto-Detect Micro-Market 🏘️ Density Audit Pending

Upload Cost Sheet or Paste Property Link to Begin Audit

Drop a brochure PDF, cost-sheet photo, or paste any real estate/broker URL in Step 1. PropTruth AI will automatically detect the project name, RERA carpet area, and hidden builder padding.

PropTruth Score

— /100

Waiting for Data

All-In Builder Quote vs. Fair Value

— → —

⚡ Upload file or paste link in Step 1 to calculate savings

Step 1 • Data Ingestion

Multi-Source Property Hub

📄

Drop Brochure PDF + Floor Plan + Cost Sheet Photo

Select multiple files at once. AI merges Carpet Area from Brochure & Pricing from Cost Sheet.

✅ Extracted fields!

Connected Sources (0) Active Profile

Using verified benchmark profile. Upload files or links above to override.

Step 2 • Verified Data Ledger

Extracted Cost-Sheet Summary

⏳ Waiting Input

Verified BHK & Carpet Configurations (Click to Audit): MahaRERA + IGR Calibrated

Dual-Project Engine

⚖️ Select 2 Projects to Compare

Select from verified Pune MahaRERA projects, paste any Housiey / Broker URL for either slot, or tweak Carpet & All-In Quote to compare side by side.

🅰️ Project A (Contender 1) MahaRERA Verified

Quick Select or Paste Link (Project A)

Project A Name

Micro-Market

RERA Carpet (Sq.ft)

Saleable SBUA (Sq.ft)

All-In Builder Quote (₹)

Density (Units / Acres)

MahaRERA Possession

Builder / Legal Status

🅱️ Project B (Contender 2) MahaRERA Verified

Quick Select or Paste Link (Project B)

Project B Name

Micro-Market

RERA Carpet (Sq.ft)

Saleable SBUA (Sq.ft)

All-In Builder Quote (₹)

Density (Units / Acres)

MahaRERA Possession

Builder / Legal Status

1. Brochure "Illusion" Rate On SBUA

₹8,900 /sq.ft

⚠️ 37.0% Super Built-up Loading

2. TRUE Usable Carpet Rate Reality

₹16,058 /sq.ft

Micro-Market Fair Carpet: ₹10,800/sq.ft

3. Detected Overpricing High Padding

+₹55.56 L

🎯 Realistic Buyer Bargain Target: ₹36.00 L

📐 Active BHK Plan: 3 BHK (1,046 Carpet) • Click any unit below to analyze instantly:

📊 All-Inclusive Cost Architecture vs. Fair Valuation

Exposes how Base Cost + Builder Add-on Padding + Taxes inflate your final outflow

🏛️ Circle Value: ₹1.19 Cr 📈 Yield: 2.72%/yr

1. Base Flat Cost

₹1.47 Cr

SBUA × Base Rate

2. Builder Add-On Padding

₹20.15 L

PLC + Parking + Club + Maint

3. Govt Taxes (GST + Reg)

₹18.23 L

5% GST + 6% Stamp Duty

4. AI Fair Target Price PRO

🔒 ₹X.XX Cr

Based on RERA Carpet Comps

Cost Composition Breakdown 79% Base • 11% Builder Padding • 10% Govt Taxes

🕵️ The Hidden Factor Matrix: Brochure Claim vs. Ground Reality

Side-by-side audit of marketing claims against official RERA filings & statutory laws

Hidden Factor	What Sales / Brochure Claims	Actual RERA & Legal Reality	Financial Impact

🚨 Automated Cost-Sheet & Legal Trap Scanner

Line-items violating RERA Act 2016, Supreme Court precedents, or fair market norms

5 Traps Detected

🧠 Builder & Broker Hidden Agenda Decoder (True Decision Making)

Psychological sales tactics, "Sold Out" inventory scarcity tricks, litigation risks, and 10-year ownership reality

🏊 Amenities, Internal Specs & Living Reality Snapshot

What you actually get inside the flat, shared amenity crowding, lift ratio, and monthly maintenance

Amenity Usability Audit

🛗 Lift & Corridor Ratio

—

🚗 Parking & Litigation Status

—

💸 Monthly Maintenance Outflow

—

🏠 Internal Flat Specs (Inside Unit)

🌴 External Society Amenities & Approved Banks

Clarity Engine • No More Confusion

⚖️ PropTruth Final Decision Verdict: Should You Buy This Property?

CONDITIONAL BUY

Upload a cost sheet or paste a property link to generate your crystal-clear Buy / Walk-Away recommendation.

✅ BUY THIS PROPERTY ONLY IF:

🛑 DO NOT BUY / WALK AWAY IF:

🧭 5-Factor Valuation Score: Surrounding, Builder, Flat & Future Growth

How PropTruth AI judges this property across Micro-Market Infrastructure, Builder Trust, Flat Layout, Price Fairness & Future ROI

Score Breakdown

🚇 Surrounding Infrastructure & Appreciation Catalysts

⚠️ Surrounding Micro-Market & Civic Watchouts

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📈 Future Valuation, Capital Appreciation & Rental Income Simulator

3, 5 & 10-Year resale forecast, expected monthly rent if leased out, net rental yield, and EMI vs. Rent gap

Est. CAGR: 8.8%/yr

3-Year Projected Value (2029)

—

Post-Possession Value

5-Year Projected Value (2031)

—

5-Yr Wealth Gain

10-Year Projected Value (2036)

—

Long-Term Compounding

If Rented Out (Monthly Rent)

—

Net after society maint.

🏦 Est. Monthly Home Loan EMI (80% Loan @ 8.5%)

—

20% Downpayment + Taxes

🏠 5-Year Cumulative Rental Income

—

Includes 6%/yr annual rent escalation

💡 Break-Even & Investment Verdict

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Cashflow & Subvention Risk Engine

🏗️ MahaRERA Construction-Linked Payment (CLP) & Delay Pre-EMI Calculator

Exact stage-wise slab demand schedule + hidden Pre-EMI interest + rent burn if builder delays possession by 12 months

12-Month Delay Cost: —

1. Extra Pre-EMI Interest (12m Delay)

—

At 85% bank loan disbursed (~8.5% p.a.)

2. Current House Rent Burn (12m Delay)

—

12 extra months of rent while waiting for keys

3. Total 1-Year Delay Penalty to Buyer

—

Demand RERA Sec-18 Interest (~10.7% SBI MCLR+2%)

MahaRERA Construction Milestone	% Demand	Stage Outflow	Funding Split (20% Self / 80% Bank)	Est. Running Pre-EMI / mo

APF Sanction & Mortgage Intelligence • Zero Processing Fee Desk

🏦 Home Loan Eligibility & Live Bank Rate Comparator (SBI vs. HDFC vs. ICICI vs. BoB)

Compare live 80% LTV home loan rates for this exact unit. Even a 0.25% lower ROI saves ₹4.2L–₹7.8L over 20 years.

Save up to ₹5.4L in Interest

80% Loan Principal

₹1.25 Cr

Min Net Income: ₹1.8L/mo

Your CIBIL Score Tier

Loan Tenure

APF Approved Lender	Effective ROI	Monthly EMI	Processing Fee	20-Yr Interest Saved	Instant Sanction

🏗️ Masterplan, Engineering & Legal Tear-Down

Every structural, density, water, and encumbrance parameter verified from state RERA filings

Land Parcel & Towers

18.5 Acres • 14 Towers

2B + G + 24 Floors

Living Density

88 Families / Acre

Luxury Benchmark: <60/Acre

Open Space Reality

Claimed: 78% Open

Usable Ground: 49%

Possession Timeline

Brochure: Dec 2027

RERA: Dec 2028 (+1 Yr)

Construction Tech

Mivan Aluminum Formwork

Monolithic RCC Structure

Bank Loan / Mortgage

₹420 Cr Lender Loan

Require Bank NOC

Water & Road Access

Borewell + Tankers

18m Approach Road

Payment Scheme Trap

20:80 Subvention vs CLP

Stick to RERA Slab CLP

📐 Floor Plan Configurations: RERA Carpet vs. Saleable Area

Click "Load & Audit" on any BHK configuration to run a full cost-sheet audit on that unit

Configuration	RERA Carpet	Balcony	Builder SBUA	Loading %	Builder Quote	Fair Target	Select

Architectural Floorplate Audit

📏 Room-by-Room Usable Floor-Plan vs. Passage/Wall Wastage Calculator

MahaRERA Carpet includes internal partition walls (5%–7%) and lobbies/passages. See how much real livable room area you actually get.

Net Room Efficiency: —

1. Claimed MahaRERA Carpet Area

—

Includes internal brick/RCC walls

2. Net Livable Room Area (Wall-to-Wall)

—

Actual usable floor space for furniture

3. Internal Wall, Passage &Foyer Loss

—

Dead-space cost: —

Room / Zone	Estimated Dimensions (Ft)	Usable Area (Sq.ft)	Share of Carpet	PropTruth Usability Note

✅ Genuine Project Strengths (Why Buy)

⚠️ Brutal Dark Sides (What Brokers Hide)

🏊 Amenities, Internal Specifications & Crowding Reality Audit

True usability of clubhouse/pool vs. resident population, lift-to-flat ratio, and recurring monthly society OPEX

Amenity Usability Audit

🛗 Lift & Corridor Ratio

4 Flats/Floor • 2 Lifts + 2 Stairs

Benchmark: ≤ 2.0 Flats per High-Speed Lift

🚗 Parking Architecture

Basement + Ground + Podium

Verify exact allotted slot number in AFS

💸 Monthly Society Maintenance

₹3,800 – ₹6,200 / month

18% GST applies if monthly bill exceeds ₹7,500

🏠 Internal Flat Specifications (Inside Unit) Per RERA Schedule

🌴 External Society Amenities (Shared) Verified List

⚖️ MahaRERA Litigation, Title Documents & Bank APF Audit

Court cases disclosed on MahaRERA, statutory approvals (CC/OC/Title), and approved home-loan lenders

Legal Check

🏛️ Disclosed Court & Land Litigations MahaRERA Legal Tab

📜 Verified Statutory Documents on Record

🏦 APF Approved Home-Loan Banks

🏗️ Developer Track Record: —

🧠 Builder & Broker Hidden Agenda Decoder (True Decision Intelligence)

Psychological sales tactics, inventory scarcity tricks, and 10-year ownership traps decoded for this specific project

PropTruth AI Head-to-Head Decision Engine

⚖️ Comparing Project A vs. Project B

🏆 Winner Calculated Below

Select or paste any two projects in the left comparison sidebar to see which property gives you higher RERA carpet efficiency, lower builder padding, cleaner legal title, and stronger 5-year appreciation.

🅰️ Choose Project A ONLY IF...

🅱️ Choose Project B ONLY IF...

📊 Side-by-Side Financial, Living Density & Future ROI Matrix

Green badge highlights the mathematical winner on every real-estate parameter

MahaRERA + IGR + 5-Yr CAGR Audited

Evaluation Parameter	🅰️ Project A	🅱️ Project B	PropTruth Edge