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PropTruth.ai Pune Edition
๐Ÿ›ก๏ธ India's 1st Buyer-Side AI Property Auditor โ€ข 100% Anonymous โ€ข Zero Broker Spam Calls โ€ข Official MahaRERA & IGR Calibrated

Don't Sign a โ‚น1.5 Cr Builder Cost Sheet Blindly โ€” Audit Hidden Loading, RERA Court Cases & Fair Price in 30 Seconds.

1
Paste Link or Cost Sheet
Any broker URL, PDF or photo
2
AI Audits RERA & IGR
Exposes loading & court suits
3
Negotiate & Save โ‚น12L+
1-click WhatsApp counter-offer
โšก Try 1-Click Live Sample Audit:
Avg. Homebuyer Savings Verified ROI
โ‚น8.5L โ€“ โ‚น26.0L

Saved on Floor-Rise, PLC, Clubhouse padding & SBUA inflation before paying booking token.

35+ Pune RERA Projects
โณ Awaiting Property Input ๐Ÿ“ Select or Auto-Detect Micro-Market ๐Ÿ˜๏ธ Density Audit Pending

Upload Cost Sheet or Paste Property Link to Begin Audit

Drop a brochure PDF, cost-sheet photo, or paste any real estate/broker URL in Step 1. PropTruth AI will automatically detect the project name, RERA carpet area, and hidden builder padding.

PropTruth Score
โ€” /100
Waiting for Data
All-In Builder Quote vs. Fair Value
โ€” โ†’ โ€”
โšก Upload file or paste link in Step 1 to calculate savings
1. Brochure "Illusion" Rate On SBUA
โ‚น8,900 /sq.ft
โš ๏ธ 37.0% Super Built-up Loading
2. TRUE Usable Carpet Rate Reality
โ‚น16,058 /sq.ft
Micro-Market Fair Carpet: โ‚น10,800/sq.ft
3. Detected Overpricing High Padding
+โ‚น55.56 L
๐ŸŽฏ Realistic Buyer Bargain Target: โ‚น36.00 L
๐Ÿ“ Active BHK Plan: 3 BHK (1,046 Carpet)

๐Ÿ“Š All-Inclusive Cost Architecture vs. Fair Valuation

Exposes how Base Cost + Builder Add-on Padding + Taxes inflate your final outflow

๐Ÿ›๏ธ Circle Value: โ‚น1.19 Cr ๐Ÿ“ˆ Yield: 2.72%/yr
1. Base Flat Cost
โ‚น1.47 Cr
SBUA ร— Base Rate
2. Builder Add-On Padding
โ‚น20.15 L
PLC + Parking + Club + Maint
3. Govt Taxes (GST + Reg)
โ‚น18.23 L
5% GST + 6% Stamp Duty
4. AI Fair Target Price PRO
๐Ÿ”’ โ‚นX.XX Cr
Based on RERA Carpet Comps
Cost Composition Breakdown 79% Base โ€ข 11% Builder Padding โ€ข 10% Govt Taxes

๐Ÿ•ต๏ธ The Hidden Factor Matrix: Brochure Claim vs. Ground Reality

Side-by-side audit of marketing claims against official RERA filings & statutory laws

Hidden Factor What Sales / Brochure Claims Actual RERA & Legal Reality Financial Impact

๐Ÿšจ Automated Cost-Sheet & Legal Trap Scanner

Line-items violating RERA Act 2016, Supreme Court precedents, or fair market norms

5 Traps Detected

๐Ÿง  Builder & Broker Hidden Agenda Decoder (True Decision Making)

Psychological sales tactics, "Sold Out" inventory scarcity tricks, litigation risks, and 10-year ownership reality

๐ŸŠ Amenities, Internal Specs & Living Reality Snapshot

What you actually get inside the flat, shared amenity crowding, lift ratio, and monthly maintenance

Amenity Usability Audit
๐Ÿ›— Lift & Corridor Ratio
โ€”
๐Ÿš— Parking & Litigation Status
โ€”
๐Ÿ’ธ Monthly Maintenance Outflow
โ€”
๐Ÿ  Internal Flat Specs (Inside Unit)
๐ŸŒด External Society Amenities & Approved Banks
Clarity Engine โ€ข No More Confusion

โš–๏ธ PropTruth Final Decision Verdict: Should You Buy This Property?

CONDITIONAL BUY

Upload a cost sheet or paste a property link to generate your crystal-clear Buy / Walk-Away recommendation.

โœ… BUY THIS PROPERTY ONLY IF:
    ๐Ÿ›‘ DO NOT BUY / WALK AWAY IF:

      ๐Ÿงญ 5-Factor Valuation Score: Surrounding, Builder, Flat & Future Growth

      How PropTruth AI judges this property across Micro-Market Infrastructure, Builder Trust, Flat Layout, Price Fairness & Future ROI

      Score Breakdown
      ๐Ÿš‡ Surrounding Infrastructure & Appreciation Catalysts
        โš ๏ธ Surrounding Micro-Market & Civic Watchouts

        โ€”

        ๐Ÿ“ˆ Future Valuation, Capital Appreciation & Rental Income Simulator

        3, 5 & 10-Year resale forecast, expected monthly rent if leased out, net rental yield, and EMI vs. Rent gap

        Est. CAGR: 8.8%/yr
        3-Year Projected Value (2029)
        โ€”
        Post-Possession Value
        5-Year Projected Value (2031)
        โ€”
        5-Yr Wealth Gain
        10-Year Projected Value (2036)
        โ€”
        Long-Term Compounding
        If Rented Out (Monthly Rent)
        โ€”
        Net after society maint.
        ๐Ÿฆ Est. Monthly Home Loan EMI (80% Loan @ 8.5%)
        โ€”
        20% Downpayment + Taxes
        ๐Ÿ  5-Year Cumulative Rental Income
        โ€”
        Includes 6%/yr annual rent escalation
        ๐Ÿ’ก Break-Even & Investment Verdict
        โ€”
        Cashflow & Subvention Risk Engine

        ๐Ÿ—๏ธ MahaRERA Construction-Linked Payment (CLP) & Delay Pre-EMI Calculator

        Exact stage-wise slab demand schedule + hidden Pre-EMI interest + rent burn if builder delays possession by 12 months

        12-Month Delay Cost: โ€”
        1. Extra Pre-EMI Interest (12m Delay)
        โ€”
        At 85% bank loan disbursed (~8.5% p.a.)
        2. Current House Rent Burn (12m Delay)
        โ€”
        12 extra months of rent while waiting for keys
        3. Total 1-Year Delay Penalty to Buyer
        โ€”
        Demand RERA Sec-18 Interest (~10.7% SBI MCLR+2%)
        MahaRERA Construction Milestone % Demand Stage Outflow Funding Split (20% Self / 80% Bank) Est. Running Pre-EMI / mo
        APF Sanction & Mortgage Intelligence โ€ข Zero Processing Fee Desk

        ๐Ÿฆ Home Loan Eligibility & Live Bank Rate Comparator (SBI vs. HDFC vs. ICICI vs. BoB)

        Compare live 80% LTV home loan rates for this exact unit. Even a 0.25% lower ROI saves โ‚น4.2Lโ€“โ‚น7.8L over 20 years.

        Save up to โ‚น5.4L in Interest
        โ‚น1.25 Cr
        Min Net Income: โ‚น1.8L/mo
        APF Approved Lender Effective ROI Monthly EMI Processing Fee 20-Yr Interest Saved Instant Sanction